Central
Bank of Kenya data from December 2025 shows 781,977 accounts with Ksh 500,000
or more, up 5.7% from the previous year but still less than 1% of 80.7 to 84.1
million total deposit accounts.
Equity Bank tops the list with 141,259 such accounts, followed by KCB and Co-operative Bank, amid total deposits reaching Ksh 6.12 trillion.
The figures highlight stark savings concentration, with public reactions noting widespread financial struggles despite mobile banking access and uneven economic recovery.